Looking for motorcycle helmets for women

Are you looking for women’s motorcycle helmets? Before you do your search, you should be aware of what makes them different from the men’s. First of all, most of women’s motorcycle helmets are made as slightly smaller than your average men’s motorcycle helmets. The designs are made to match the likings of the women to provide more appeal. But all of these should not take away the protection that such helmets should offer.

Women’s motorcycle helmets come in more attractive colors such as bright pink to polished purple. Women’s motorcycle helmets do not hinder any woman from trying to flaunt her femininity while wearing such headgear. In fact, sex appeal comes into consideration also when designing motorcycle helmets geared for women riders.

Looking for the right motorcycle helmet for women would require you to know about the proper sizing and fit. Men and women helmets follow different size measures to prevent one from mistaking the other. But when looking for the best size, nothing still beats fitting them personally before purchasing any helmet. There are some tips that you can follow in order to determine the proper motorcycle helmet fit for you.

First of all, you should try to make use of the manufacturer’s fitting chart to guide you with the sizes available. Find the corresponding helmet size categories that are made available to you. Put them as small, medium, large or extra large. When fitting a certain motorcycle helmet, tug at the chin straps outward in order widen the helmet and place it over your head. Once worn, keep in mind that it should fit snugly and comfortably without moving.

To determine the right fit for your motorcycle helmet, it should be resting tightly on your forehead. It should be tight enough that you will not be able to wedge your thumb between the helmet and your forehead. Once you have made the right fit, adjust and fasten the chinstrap. Do not allow it to restrain your neck.

Once you have the helmet fastened, give your head a little shake to make sure that the helmet doesn’t shift unnecessarily or fall off your head. Once doing that, try mounting your motorcycle in your riding position. Make sure that the top of the helmet won’t be affecting your field of vision while doing this. Along with this, you should also have an unhindered field of vision from both sides while mounting your motorcycle.

If you wear glasses, make sure that your helmet is able to accommodate your corrective eyewear and still fit comfortably. Try pressing down on the helmet and check if the helmet feels comfortable and is able to surround your head. Also check for added comfort, convenience and other safety features before you purchase and take that motorcycle for a ride.

Bulgaria - like spain 30 years ago ..

Before one of my recent trips to Bulgaria, I was surfing the net for information about the country in general. I came across a line on a property website that claimed “Bulgaria is like Spain 30 years ago”. It set me thinking………

When I was in my early teens I travelled across Europe with my younger brother and parents every summer. We would just set off with no clear plans as to where we were going to end up, but a rough idea of when we would be back, which was basically when we were down to our last pound note!

We didn’t have the luxuries I or my children take for granted as today’s seasoned travellers – such as crisp clean hotel beds and room service. We either had an over - ladened roof rack, stacked high with our camping gear and clothes, or if we were a little better off that summer, we had a second hand caravan hitched to the back of our old car. I remember the caravan was always sold on our return to tide us over while Dad went back to work.

I vividly remember one summer, when my father had ingeniously welded together two bread vans – yes bread vans and made them into a camper van, but the really clever bit was, when we arrived on the camp site, the rear section slid out, to give twice the living and sleeping area – although not very good for the “street cred” of two cool 70’s teenagers - we certainly had fun.

My point is, we saw and experienced on those adventures, some of the most traditional and native parts of France, Italy and most of all Spain.

So, is Bulgaria like Spain 30 years ago? Well, in my humble opinion – yes, in many ways…………...

The roads for instance – in Spain, their motorways were simple dual carriageways, poorly maintained and infrequent. Until this year - Bulgaria’s roads were very similar – where you would hope to have found a sturdy motorway you might find a two-laned, pot hole ridden, carriageway, unfit for donkeys never mind cars – and in-land, donkeys were more common! This year however, I am pleased to note, that with EU funding the new motorway is nearly finished and many of the main artery roads have now been re-surfaced – but the “four by four” transport still most commonly used in the quaint rural regions is still the donkey and cart!

Just like the Spain of my youth.

The toilets – I remember many tears in my youth, where I had the embarrassment of squatting down behind a tree, at the side of a dusty Spanish road, with my nether regions exposed to any passing insect or giggling doe eyed Spanish boy, because I just couldn’t travel any further looking for an English style toilet to sit on! We had travelled mile after mile, because I had stubbornly refused to use the traditional Spanish “squat pot” – a smelly hole in the ground, with a porcelain tray with dirty footprints on either side, giving you a hint as to where to put your feet! Yuck!! But I wonder, was the tree any better?

Over the past three years I have travelled the length and breadth of Bulgaria, on my business travels – not looking for an English style toilet to sit on, but certainly wishing I could find one!! Mile after mile, I have refused to visit their “squat pots”, but I am happy to report that they are now cottoning on – many of the little roadside cafes and bars of the rural regions have now been re-furbished, and you can find more and more “proper” toilets”, and in the tourist resorts, it would be very unusual to have to go looking for your own private “tree”!

The people – one of the things that stands out from my childhood holidays are the memory’s of the people in Spain. They were always so eagar to please, particularly when you escaped into the countryside. I remember many occasions when we were given fruit from the trees and drinks from the villagers, even though there was no cafй to speak of, the people genuinely wanted to meet us, to try and chat to us and always to shake hands – that way they could brag to their friends and relations that they had met the foreigners! Bulgaria today is very similar.

As I travel across Bulgaria, from village to village, acquiring property and land, I have the good fortune to meet many Bulgarians – mainly the older generation, the grandmas and grandads left behind to tend the crops. You can see them in summer particularly, bent double from years of hoeing the land that their fathers and their grandfathers tended. Working away in their cut off wellies, with their 80 year old daughters bringing them a glass of home made rakia or beer – they break off to tell you, proudly, how many generations have ploughed those fields, how many brothers and sisters they have left and thrust upon you the fruits of their labours – literally, the largest bulbs of garlic I have ever seen, apples, plums, carrots – you name it they grow it. I suppose when you bear in mind that they get the equivalent of less than Ј10 per month in pension, they have to grow everything and anything they can, to either eat or exchange with their neighbours. This is an old way of life, a harsh and un-comfortable way of life, but also a calm and un-complicated way of life – many of us, who rush from one crisis to another, watching the clock, reporting to the boss, struggling with the bills, are looking towards this sort of calmer lifestyle for our early retirement.

Many of my clients, whilst not looking to spend generations farming the land, are certainly looking for the peace and tranquillity that comes with rural living, whether it be in the Spain of yesteryear, or the Bulgaria of today, the opportunities to settle in some of the little villages just 30 or 40 minutes from the coast have never been greater. From as little as Ј8,000 or Ј9,000, British people are settling in these villages and breathing life back into these havens. Renovating and building properties, alongside their grateful and friendly neighbours, this is a new kind of heaven. You may have a nice 4 by 4, whilst your neighbour has a horse and cart, and you may have a luxurious pool, whilst your neighbour bathes in an old tin bath, and your pension may buy a whole years groceries in one month – but your neighbours won’t mind, they will still share with you what they have, still watch out for you, so they can greet you with a smile and a handshake…..

So is Bulgaria like Spain was 30 years ago? Well in my opinion yes, but Bulgaria is moving faster, learning quicker and has an honesty about it that Spain lost somewhere along the way - Go and see for yourself – Bulgaria has so much to offer everyone.

Seo - affiliate marketing using clickbank

In a nut shell -- affiliate marketing is all about placing links on web page of any sort and then having your readers click on them. When the links are clicked on you can make money per click or you can make a commission when somebody goes to the recommended site and then buys something. It is in essence, a quiet, unobtrusive way of being a salesperson.

You don’t necessarily need talent or even good grammar to write a blog. You do however need a real passion for what you are writing about and to have some kind of idea of what you would like to sell that might be attached to your blog and the keywords that go along with it.

Once you have decided what you want to sell finding affiliate links is pretty simple. Let’s say that you want to write about exotic bonsai trees on a blog. Your next step is to simply type in the words “bonsai – affiliate” into a big search engine like Google and you will be lead to scores of sites that have affiliate programs for selling bonsai.

Sometimes the affiliate link will also read "affiliate program", "associates" or "partners"...there will normally be some kind of help section on how to sign up. The good thing is that this signing up part of the affiliate program process is always free. Depending on what type of program or site is mastering the affiliate program you can make money per click or on different rates of conversion. You can also make money if you persuade someone else to join the same affiliate program.

A highly recommended source of affiliate revenue is Clickbank, which has an average commission rate of 50%. The good thing about Clickbank is that the checks to affiliates do arrive in the mail on time every two weeks. It is a very reliable site when it comes to payouts.

Romans 1 20 clear support for an old earth

One of the often-quoted verses about creation is Romans 1:20. This verse is presented below in three translations.

KJV – For the invisible things of him from the creation of the world are clearly seen, being understood by the things that are made, even his eternal power and Godhead; so that they are without excuse.

NASB – For since the creation of the world His invisible attributes, His eternal power and divine nature, have been clearly seen, being understood through what has been made, so that they are without excuse.

AMPLIFIED – For ever since the creation of the world His invisible nature and attributes, that is, His eternal power and divinity have been made intelligible and clearly discernable in and through the things that have been made—His handiworks. So [men] are without excuse—altogether without any defense or justification;

This verse is used to show how a loving God can hold innocent, uninformed people accountable. What does this verse have to do with the creation debate?

Henry Morris, in his book Biblical Creationism, states of verse 20, “The basic laws controlling all the processes through which they interact (that is, the laws of energy and entropy” demonstrate the necessary fact of their primeval supernatural creation by God’s “eternal power.”” Later in the same paragraph, he explains the relation of space and time to demonstrate the analogy to the triune Godhead. All this is clearly perceived in the creation. Thus, young earth creationists agree that the laws of science are clearly perceived in the creation.1 Then why do they reject these laws?

Yes, the truths of creation are crystal clear to old earth creationists, but clear as mud to young earth creationists. Why do I say this? When old earth creationists examine the universe and our world, the evidence is clearly billions of years old. However, when young earth creationists examine it, they have to twist and contort the data to make it fit their model of a 6,000 year old earth. They reject the principles of Romans 1:20.

Consider radiometric dating. The scientific principles behind radiometric dating are clearly understood. Radiometric dating is accepted by all scientists as presenting reliable dates for the age of the earth. For a scientist who accepts radiometric dating, Romans 1:20 works perfectly…it is clear that a simple reading of the evidence supports billions of years. God’s creation gives an easy to read testimony to its age.

However, young earth creationists have a huge problem with radiometric dating, so much so that they created a committee to study the problem and come up with a solution. The RATE Group, or Radioisotopes and the Age of the Earth, was set up in 1998 to study how the data can be interpreted to give support to their claim that the earth is only 6,000 years old.2 Why do they need a committee (that so far has lasted for six years) to interpret the data, when God said that these things are “clearly understood?”

For the RATE Group, and young earth creationists, Romans 1:20 does not work. The verse says that the testimony to his eternal power is clearly discernable through the creation, yet the RATE Group was set up to do a multi-year study of how radiometric dates can be in error. For young earth creationism, the age of the earth is not “clearly discernable” in the creation…they have to study ways to twist the scientific facts to fit their theory of a young earth. That’s not what Romans 1:20 says!

The same thing is true of many of the issues in science. Many areas of scientific facts (facts, not theories), such as the principles of Geology, which we can see operating in today’s world, should be “clearly discernable” in the creation. Again, it is clear that these geologic processes give overwhelming evidence for an old earth. However, look at the efforts expended by young earth creationists to try and offer an alternative explanation to these processes. They take these “clear” processes and twist them until they support their view of a young earth. This violates Romans 1:20…no twisting or manipulating of the data is required to support an old earth. God said these things are clearly understood. In other words “What you see is what you get.” Yes, the earth is old!

Conclusion

When scientists look at the world and our universe, it is obvious to them that it is billions of years old. Using Romans 1:20, the obvious, clearly perceived facts from the creation must be the truth. The fact that young earth creationists have to form a committee for six years to argue against a scientific principle, is evidence in and of itself that the earth is old.

When Christians complain and argue that the earth is young, the world, and in particular, scientists, view us as uneducated radical extremists who twist the facts of science to their own conclusions. Scientists are not evil, anti-Christians trying to bury God…they are merely reporting what they see. According to Romans 1:20…they are right! In essence, young earth creationists have rejected the truth of Romans 1:20.

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1 Biblical Creationism: What Each Book of the Bible Teaches About Creation and the Flood, Henry Morris. Master Books Edition, First Printing, March 2000. Page 163

2 nwcreation. net/agedatinglinks. html#rategroup

Weight loss myths and corresponding facts

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The myths about weight loss are making rounds everywhere and they never cease to end, as the people are very much concerned and are in the look out for easy way to lose weight, hence lots of wrong theories going around. Listed Below are some weight loss myths along with corresponding facts.

Myths Pertaining to Physical Exercises:

Myth: Exercise when done on an empty stomach results in more fat burn out.

Fact: The weight loss is said to be effective when the calories consumed are burned the same day no matter, how they are burned. Hence the impact of exercising with an empty stomach is the same as with a full stomach. Studies have revealed that the increase in metabolism seen in anaerobic exercise is reduced after a full meal. It means that more energy is used for digestion than to repair muscles.

Myth: The more the exercise the more the benefit.

Fact: It is not true. Even though every exercise session is good for an individual, there is a required level and frequency to get optimum results. After the optimum level, the exercise done will have an opposite effect by not allowing the body to cope up with the stress created by the exercise, which can be actually detrimental towards weight loss.

Myth: Muscle turns into fat once the exercise is stopped.

Fact: It is not true. Muscles, as a matter of fact, cannot be converted into fat as they are entirely different kinds of tissues. When the exercise is stopped, the muscles shrink but do not disappear. If the calorie intake is more, which is not burned it actually deposits as fat.

Myth: More the Sweat, More the hard work is done.

Fact: This too is not true, as sweating is the body’s cooling ability. Sweat can be due to lot of factors like body temperature, type of exercise done, fat deposition of the body, room temperature, the kind of clothing used for exercise, and the intensity of exercise done.

Myth: Drinking water while exercising might lead to cramps.

Fact: If more litres of ice cold water are drunk in one go while doing exercise may result in cramps. Hence, it is good to drink water consistently before, during and after exercises in order to replace the fluid lost and to avoid any discomfort being caused.

Myth: Exercise done to tone the abdominal muscles also tones potbelly.

Fact: When exercise is done for the abdominal region only that region gets toned up. The fat deposits are not burned, reducing the potbelly. Fat reduction happens uniformly throughout the body and there is no possibility for spot reduction.

Financial planning and insurance

There are many vital parts of our financial plan: estate planning, mortgages, credit cards, and UK Secured Loans. One area you need to include is insurance. Insurance answers the question, "what if something bad happens?” No one likes to think about and too many people avoid the topic of insurance because they fail to see the benefit.

But there is a benefit! With insurance, you will have peace of mind that their loved ones will be taken care of if they die. So why are you reading about insurance on a site that has to do with loans? Simple. You may want to consider insurance to cover your loans so that if you were to pass away, your loved ones will not be saddled with unexpected debt.

And, if you have a secured loan that your loved ones cannot cover, you do not want your assets seized to cover the loan. That will add tragedy to tragedy for your loved ones!

So how do you know what kind of insurance to get to cover your loans? Or any expenses at all, for that matter? The easiest thing to do is to determine the length of time that a particular expense will be present in your life and get insurance that matches the term of the expense.

For example, any death or estate tax will always be present in your life because no matter when you pass away, those expenses will be incurred. Also, if you want to bequeath a gift to a charitable organization, you will likely always want to have that as an available gift to make.

However, for many other expenses, including your loans, a temporary solution is better. For example the mortgage on your house or the loan on your car are both excellent loans to create insurance for. This way, if you were to pass away while these expenses are still present, they will be automatically paid off at your death. And because you are matching the term of the loan to the term of the insurance, you are only buying insurance for as long as you have the loan.

For example, say you have a secured home improvement loan to last for three years while you build an addition onto your home. At the same time you take out a three year term insurance policy for the same amount as the loan.

If you were to pass away in the second year, the insurance would pay your loved ones the full amount of the loan, of which they can use two thirds of it to pay the remaining portion that is still outstanding on your loan.

People do this for many kinds of loans, including their mortgage, their automobile loans, and any other kind of loan they have. It’s an excellent way to ensure that your loved ones are not going to be saddled with debt if tragedy should strike.

Getting younger skin with copper peptides

Today all of us want to look young. Gone are the days, when wrinkles and blotched skin with sagging all over the body was acceptable. Today science is trying to find new molecules that can make our skin look younger, remove wrinkles, fine lines spots and make it look fresh and young. Skin care is on the frontiers of scientific research. Along with many surgical procedures and treatments, topical creams enriched with latest molecules are being tried to fight the ageing skin for better skin care. Copper peptide is one such molecule that is rapidly getting accepted because of its effects. Let us find out how cream enriched with copper peptides can help you look young and help you care for your skin better.

What does copper peptide do in skin care - copper peptide is a compound of copper. Copper is a metal, which is found in trace quantities in our cells. When converted in the form of copper peptides, this compound of copper can be used for skin regeneration in many ways for better skin care. Copper Peptides can give results such as - get younger skin by removing fine lines, improving elasticity of skin, firming up the skin, and neutralizing the damaging free radicals in the skin by its action as an anti oxidant for better skin care.

This effect of Copper Peptides is due to its property of - promotion of collage and elastin production in the skin, antioxidant properties, removal of damaged collagen and elastin from the skin, and improvement of skin strength for better skin care. Copper Peptides are a great addition to the existing list of anti ageing molecules such as AHAs etc. that can help you maintain youthful look for a longer time and better skin care .

This article is only for informative purposes. This article is not intended to be a medical advise and it is not a substitute for professional medical advice. Please consult your doctor for your medical concerns. Please follow any tip given in this article only after consulting your doctor. The author is not liable for any outcome or damage resulting from information obtained from this article.

Depression postpartum depression residential treatment training

In recent years the importance of recognizing postpartum depression has become an importance health care issue among all health care workers. The postpartum depression residential treatment training is aimed to identify the signs and symptoms of postpartum depression and reduce the short and long term cost to mothers and children alike.

Postpartum depression was once thought of as a make believe disorder and was widely discriminated upon. It has only been since the extreme actions of some mother experiencing postpartum depression, that the international community even took serious notice of the issue. That is why programs like this one have been developed and will continue to be developed in the coming years.

Postpartum depression residential treatment training is a series of courses that were developed from a research study conducted at the University of Cambridge, Uk. This study pertaining to the postpartum depression residential treatment training studied the different types of psychological treatments and designed a program suited to best address these needs in new mothers.

There are three main courses of postpartum depression residential treatment training. They are predominantly aimed at doctors to provide them with a set of skills to identify depression and then to treat it. The treatment is centered on a structured, well thought out intervention using techniques and skills acquired from understanding cognitive behavioral theory.

The second phase to postpartum depression residential treatment training is a two-day course that covers the detection of depression and of intervention techniques. Following that is a one-day workshop that also helps in the aiding of detection and of perinatal mood disorders as well as raising general awareness of the issue. This should have any practitioner ready to handle any postpartum depression case.

There is also a postpartum depression residential treatment for trainers. This is a three-day course that is in large part, designed for those in charge of training primary care workers. This course is an on campus course and is available to adhere to your independent needs.

This postpartum depression residential treatment training has an online presence and you can access their site for more detailed information on course availability. Their website is very informative and has a contact us option so that you may email them your particular needs.

It was once thought of as a make believe disorder and was widely discriminated upon. In recent years it has received international fame through extreme displays of postpartum depression.

Makeup tips from p3 beauty

In high school, I was the guy cutting class with his girlfriends in the ladies room. Yah, I was a rebel like that. One of my best friends at the time, a dead ringer for Marilyn Monroe, always used to say, “No girl is too pretty for makeup.”

I think it was just her excuse to put on more lipstick or powder her nose; usually both.

The only time I’ve worn full face paint – in drag as Posh Spice for Halloween – the look was a far cry from your average everyday gal at the office.

It's easy to pluck a few items from the bin when you're painting on a clown face, but otherwise I have no idea how you ladies out there wrangle the vast abyss of the cosmetics isle. I’ve heard some people don't come back. They become discombobulated by the endless choices and never return…

And so, naturally, one wonders what a woman must do to find her way. Terri Apanasewicz is here to help those poor lost souls along the path to a natural looking complexion.

Terri turned her professional knowledge as a celebrity makeup artist and founded P3 Beauty; creating a team of professionals who can teach you how to do flawless makeup in your own home. With her history of clients like Cindy Crawford, Heidi Klum and Gisele Bundchen, no doubt the P3 team has been making a lot of house calls!

Terri is all about making her beauty secrets accessible. Although we could not meet face to face, she was actually kind enough to email me a few pointers:

“When using a mineral powder foundation such as Amazing Velvet, apply your concealer, first and set with translucent powder and finish up with mineral powder. This will put a barrier between concealer and mineral powder so it doesn't grab dark in the spots where there is concealer.

“After applying eye pencil, always follow by smudging it with a brush and set with a powder product like an eye shadow of the same color. This will enhance the eye and allow for a longer wearing liner.

“If you like color on your lips but not the feeling of lipstick, try a lip stain like Sheer or Shimmering stains from Liptini. They come in a large variety of colors. Finish up with a gloss. The gloss might wear off though the stain will stay on even after eating.”

Thanks girlfriend, you just scored me some points next time I’m in the ladies room!

The hidden value of setting goals

Have you ever wondered how much control we actually have over our lives? The mind is continuously sending us messages to do this or that and our lack of awareness blindly follows its commands. These messages are generally self defeating because when the mind is in control it will always side with taking the easy option over the better one. Each time we attempt something new and give up because of the latest whim or passing fancy we give it more control and the cycle gets harder to break!

For most of us, our sense of self is derived from the contents of our mind. Memories of the past, future projection and the baggage we have accumulated are used to identify who we are. We have become separated from our true self by the way in which the mind manipulates time. We have identified with the tool and not the master. We are letting the mind run the show and the way we live is not helping us one bit.

Goal setting provides a mechanism through which we can break the mind's control over our lives.

It is clear to most people that if you want to make a success of your life then setting personal goals is a must. Through setting goals we grow because our dreams tend to be bigger than we are now. To reach our targets we make a plan, overcome obstacles, do things we wouldn't have otherwise done and if need be, go the extra mile. A life of drifting from one thing to the next turns into a life of direction. Success becomes less a game of chance, more a matter of time. But what of the hidden benefits of setting goals?

When we set goals and take the steps necessary to reach our targets we start to treat the mind more like a tool. Distractions become more noticeable because they take us away from our targets. When we become aware of this happening we can re-focus on the present activity and give it our full attention. This awareness can be used to get in touch with who we really are and break the hold the mind has over us.

The longer we can hold onto this awareness the less control we give to the mind. You see, the mind and time are inseparable. When we bring our attention into the present moment we are breaking the bonds of time and allowing the true self to take charge. The channel is now open for all the qualities of genius to come into our work. The mind simply cannot compare to what the true self can offer. The answers to our prayers are wrapped in the present.

Retin-a revitalises your skins like never before

Skin problem is undoubtedly the most embarrassing problem that one may face during his or her life. It makes people to hate themselves and in many circumstances doesn’t provide the zeal to move further in life. It gives the heaviest inferiority complexes within oneself. Even at times one may feel left behind by their colleagues. So lots of circumstances may arise due to problems related to skin and when the problem is on your face.

But we should be thankful to today’s medical science. As a result of some hectic and tough grind researches dermatologist across the globe are successful in finding concrete solutions for skin problems.

This medication is used in the treatment of acne. It reduces the formation of pimples and promotes quick healing of pimples that do develop, especially in the case of blackheads, pimples and papules.

It is also found very effective in the treatment of aged or sun damaged skin. Within a use of one year continuously, it reverse aging of the skin a continuation can improve the appearance of the skin even ten years after starting treatment.

Clinical trials show that 0.1% Retin-A significantly improves the appearance of old stretch marks and works best on those stretch that are new and young.

It is recommended to apply a thin layer on the affected area once a day before bedtime. But wash the area before applying the medicine. Precautions should be taken by avoiding direct contact into the eyes, mouth or open cuts. If contact occurs, rinse the area carefully with plenty of clean water. Acne may appear to worsen at the initial stage of medication but continue the therapy. It may take 4-6 weeks before the full benefits Retin A are seen. So have patience and continue it.

Due to the possibility of side affects like irritation it is wise to begin treatment on a small area of the body skin. Though no critical side affects has been recorded till date, but during the first week of medication there may be apparent worsening of the skin problem. This medication can be very sensitive to wind and heat depending on your skin. So, in order to avoid severe infection better consult a reputed dermatologist for its better use.

Personal power maps and creative ideas

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At about the same time I started to think about building an Internet website, I considered my personal strengths and resources. It occurred to me that it might be a good idea to make a list of all the things I have in my life, as well as the things I have learned and skills I can use. This could help me come up with new directions for my personal development. After I've started writing these things down, I decided to call it "Power Maps" as they outline my sources of power, and could also show me ways to turn my strengths into more powerful actions. In this brief article I will try to demonstrate how I do this, hoping you can do the same. I use my own Power Map as an example, so you also get a chance to know me better...
I began by writing down the major categories of things I do and am related to. Here is what I came up with:

• Family & Friends


• Places I know


• My Studies & Work


• Languages


• My Hobbies & Pastimes

Try to make your own list now. It doesn't have to be similar to the one I made or even have the same logic or structure. Just try to think of the major things that make up the person that you are.
Next, I added more details to each major category - ending up with many of the things I consider to be my sources of power and knowledge. This is what it looked like by now:

• Family & Friends
  
  
  
  • My wife
  
  
  • My children
  
  
  • My mother, sisters & brother
  
  
  • My friends
  
  
  
  


• Places I know
  
  
  
  • Israel
  
  
  • Europe
  
  
  • South America
    
    
    
    • Argentina
    
    
    • Chile
    
    
    • Peru
    
    
    • Bolivia
    
    
    • Brazil
    
    
    
    
  
  
  • South East Asia
    
    
    
    • India
    
    
    • Nepal
    
    
    • Thailand
    
    
    
    
  
  
  
  


• My Studies & Work
  
  
  
  • Human Resources
  
  
  • Management skills training
  
  
  • Thinking, Innovation & Creativity
  
  
  • Philosophy
  
  
  • Computers
    
    
    
    • Web programming
    
    
    • Database planning
    
    
    • Online & computer games
    
    
    
    
  
  
  • Myself as an employee
  
  
  
  


• Languages
  
  
  
  • Hebrew
  
  
  • English
  
  
  • Spanish
  
  
  
  


• My Hobbies and Pastimes
  
  
  
  • Capoeira
  
  
  • Diving
  
  
  • Board games
  
  
  
  

Seeing all that I have in my favor, I already started to feel stronger!
If you want to get the same feeling - take a few minutes to list many of your own sources of power.

Turning power maps into creative action

Now it was time to start thinking how I could turn all those resources into something I could make or contribute. In other words - come up with new and useful things I could do with all I have. What I came up with was consisted of things I did before and could do better or on a larger scale; things I haven't done before but believed I could do; and some other creative ideas that just came up.
In order to distinguish these action ideas from the resources I already listed, I use an undeline for the action items. I am sharing some of these with you:

• Family & Friends
  
  
  
  • My wife
    
    • Help your wife pursue her dream
  
  
  • My children
    
    • Write children's books
  
  
  • My mother, sisters & brother
  
  
  • My friends
  
  
  
  


• Places I know
  
  
  
  • Israel
    
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Now I had something I could work with. There were other things on the list - this is just to show you the general idea. I am sure that if you try to complete your own Power Map now - you'd have many action ideas.

Bringing it all together

With such a detailed Power Map, you can start looking for practical ways to harness all that power to interesting development possibilities. The strongest creative ideas would be those that combine as many strengths and action items as possible. Consider the creative ideas website I have built (see resource box below) - it combines my power at: English, Internet, Creativity, Management training, and more.

I truly hope this can help you become stronger, more creative, and ultimately happier. If you liked this article and the Power Map tool, you should check out the Resource Box Below for a constantly growing source of ideas and creativity tools.

Sleep aids

Sleep aids are required by millions of people on a regular basis. The most common way to deal with the less serious sleep problems is to go to the doctors, who invariable offers sleeping pills, which do work for many people. However there are many more sleep aids that will help you to tackle sleep problems in a more organic and holistic way.

Sleep is a necessary and vital biological function. It is essential to a person’s physical and emotional well being. Studies show that without enough sleep, a person’s ability to perform declines dramatically. It is estimated that 50 percent of the adult population is sleep deprived and these people would benefit from some good information about the many sleep aids that are available.

In general it is important to get between 6 to 8 hours of sleep per day. All though sleep requirements vary from person to person. Since we now know how important sleep is for us individually and for the productivity of society as a whole, it is important that we start counting those sheep. Incidentally, counting sheep is a very effective sleep aid that as been around for hundreds of years and it does work.

The stress that may be attributed to longer work hours and increased commute times, unfortunately contributes to insomnia and other sleep disorders.

Also some medical problems that can lead to insomnia are:

1) Over-activity of the thyroid gland,

2) Depression and/or anxiety,

3) Allergies,

4) Any illness, injury or surgery that causes pain,

5) Sexual problems,

6) Urinary, gastrointestinal or neurological disorders and

7) Side effects of certain medications.

There are other things that can lead to insomnia, such as, emotional stress, stimulants, lack of physical exercise, or the lack of a sex partner. If you believe you are suffering insomnia from one or more of these reasons, then you should consult your doctor as soon as possible.

Even if you are not an insomniac, but just having some difficulty sleeping, there are many sleep aids that can help you get a good night sleep.

Some of the sleep aids and helpful guides are listed below:

* Avoid caffeine of all forms after lunchtime.

* Avoid long naps during the day.

* Avoid more than two alcohol servings at dinnertime.

* Take a warm bath before bed.

* Read a book or do a tedious activity (avoid T. V.).

* Make your bedroom comfortable.

* Develop a bedtime routine

* Count sheep (again repetition).

* Herbal sleep aids, prescribed by a professional herbalist

* Melatonin

* Acupuncture

* Massage

* Relaxation techniques, meditation, yoga

* Reiki healing

Do not take sleep medications unless prescribed by your physician.

Try these time-tested sleep aids. If they do not work, then this may be an indication that you may have a more serious, medical condition. Therefore, consult your physician when possible.

An article writing philosophy do you have one

Thousands of articles about writing articles are bouncing all over the internet and the printed media at any given time. Most of these articles are tips and advice, a few are about grammar and clarity and yet others are about subject matter and how to find it. A philosophy for writing articles is none of the above.

Simply put an article writing philosophy is not about how you write but why. Although it is acceptable to write articles for publicity or hits to your website it is not the strongest motive. Then there are those who write by researching the most sought after keywords on the net and write articles that lead people to those words, thus to their sites. This also qualifies as a reason to write but only in the most strained sense of the word.

Writers are somewhat like preachers, they have a soap box called the printed page and they have a message just like the minister, even if the subject matter is not homiletically inclined. As a young preacher I overheard someone say that “young preachers just have to say something, but older preachers may actually have something to say.” The first step in developing a writing philosophy is to ask your self this question…do I have something to say?

Professional people can quickly answer yes to the question of whether they have something to say. Years of study, training and experience put them ahead of others and all they may lack is just a bit of priming to know how to convey their knowledge by the written word. For those who are not professionals the next question should be “how do you see.” Some people are naturally endowed with a good eye. They don’t need to be politicians to have a good grasp of politics. They can predict, criticize, evaluate and comment on the whole sphere with great clarity and in some cases may affect the outcome of politics in some way. They weigh in so to speak on the subject. In case you think that isn’t so check out the vast opportunities for op-eds (opinion editorials) on the internet today. Thousands of political right and left wing sites are looking for people with good political vision. In this “of the people” society John Q Public is still sought for his view of political figures and things done in the political theatre.

Having a good “minds eye” applies to any field of interest whatsoever. Technicians put together complex electronic and telemetering devices in spacecraft but some people are weighing the result of all that space hardware on people, the environment or the future of man and their insight may be just as needed as the tiniest circuit board any techie can produce.

The motivation for writing an article may only be to provide information; at other times it may be to provide inspiration. Even anger could qualify as a good motive if you are particularly incensed over some injustice or bad behavior. It may sound all to rudimentary or perhaps old fashioned to say that if you are seeking a higher good to be done through your writing then you will always succeed. Sound corny? Think again. No one will ever reject an article that attempts to right a wrong, lift people up or provide a little light and comfort in a troubled world. If that is your motive then that is your philosophy. Good writing.

Condi the condoleeza rice story

I had the satisfaction the other day of having finished a book. Yes, you would think that those of us who write for a living would be great readers. Some of us are, some of us aren’t. I probably am fairly well read overall, but that covers magazines, newspapers, articles, and the like for the most part…especially if they can be found online!

My wife picked up a book for me this past Christmas and she hit it right on the mark — Condi: The Condoleeza Rice Story. Written by Antonia Felix, the book traces the remarkable life of now Secretary of State Condoleeza Rice from her days living in highly segregated Birmingham, Alabama during the 1950s and 1960s through her years as an academic scholar, college professor, and university provost, all the way up to her present work with the Bush Administration. Written in 2003, the book still has Condi as National Security Advisor to the president, but in 2004 Condi replaced Colin Powell as the Secretary of State.

The book delves into Condi’s life and doesn’t hold back on much. No, not much to criticize about this consummate overachiever, rather plenty of praise for a role model who has triumphed in the face of overwhelming odds, let alone overwhelming adversity.

Condi is not just a leading scholar, but she is an expert in Soviet {Russian} affairs, an accomplished pianist, and an avid football fan. Driven? Oh, yes! But, not in the “possessed” or “obsessed” sense of the word. As a black woman working in a mostly white male environment Condi has established herself on her terms and not on someone else’s. “Twice as good” was the mantra passed down to Condi by her parents who believed that black children had to do everything twice as well as white children in order to be considered equal in a segregated society.

I won’t give all the details of the book away, but there are some highly interesting aspects about Condi that some people probably just don’t know. Personally, I don’t think Condi will run for president on the Republican ticket in 2008 as some desire — instead, she aspires to be president of the NFL — but whatever Condi chooses to do beyond her time working with President Bush will more than likely include breaking new ground and setting the trend for all who come behind her.

Buying better credit

A low credit score or rating can definitely lead to higher interest rates or possibly being denied in case you are shopping around for a loan or a mortgage. But there has been a loophole and buying better credit can help boost your existing low credit score. It actually works in such a manner where you are made an authorized user of someone else's credit. This would appear in your credit report and if that particular account has a good credit history then it could definitely pull up your score. Several of such accounts being added to your credit report will increase your chances of being approved for a loan or getting a better interest rate.

Companies on the internet have been sprouting offering such services wherein you pay a certain fee in order for you to "borrow" another individual's credit info to be included in your very own credit report. The fee can range from a few hundred dollars to a couple of thousand dollars all depending on how many accounts you wish to be included in your credit report. You will be asked for information like your name and social security number after which the company will then look for people with good credit accounts on which you will be added as an authorized user. You are then removed from such accounts only after the credit company has reported such information from the credit bureaus. The account information will then be reflected on your credit report for several years and will be reflected as part of your credit score.

While for now it is legal, this is practically dishonest since you are misleading lenders and creditors with someone else's credit standing and passing them off as your own. If you do get approved under such circumstances, you did it but under false pretenses. The credit score is there for the purpose of helping creditors and lenders make sound decisions as to whether to grant credit to a particular individual. With the spending habits you have, you are likely to default payment again and significantly affect your credit score for which you have paid a significant amount of money to improve.

You also have to consider the privacy and security issue involved here. You need to give out your social security number and there is always the risk of your identity being stolen. Your security number will be known to an unknown person who adds you as an authorized user to one of his or her accounts and you cannot be too sure if he or she will keep your personal information private.

For now you may be able to buy good credit but it is way better to be able to spend that money on improving your own credit in a different way. Have an inventory of all your debts and create a plan on how to pay them off one by one. Gaining the discipline and the habits to pay on time will benefit you in the long run rather than buying someone else's good credit.

How to compare low cost car insurance in alabama

It's probably every driver's dream in Alabama to pay less for their car insurance. I mean, who wouldn't want to find a lower-cost car insurance that would still provide them the protection they want?

Today, thanks to all of the websites that allow you to quickly compare the price of a car insurance policy at several different insurance companies, comparing low cost car insurance in Alabama is as simple as clicking a mouse.

The real trick is to put together a car insurance policy that saves you the most money up-front - and then the added savings that you get through purchasing that policy online is icing on an already sweet, sweet cake.

Putting together a policy that saves you money up-front is surprisingly easy. Let's start with your choice of car. Not all cars cost the same to insure. If you really and truly want to save money on your car insurance then start by asking your agent for a list of the least-expensive cars to insure.

Can you keep your car in a garage at night? If so you'll save money every month on your insurance.

Can you add any anti-theft devices to your car? Talk to your agent about the savings you'll realize before you spend any money, but simply purchasing (and using) a steering wheel locking device or a simple electronic device for shutting off your fuel pump could save you quite a bit each month on your insurance costs.

Don't file small claims. The less often you file a claim with your insurance company the more you will save on your insurance.

Always, always, always drive legally. Even one speeding ticket or other moving violation and you'll be paying a lot more for your car insurance every month. If you are convicted for Driving Under the Influence (DUI) or for Driving While Intoxicated (DWI) you won't see reasonable car insurance rates again for at least 3 years.

If you've stopped working and are no longer driving your car to work and back every day let your agent know. If you start carpooling and are driving your car less let your agent know about that as well.

If you can possibly use public transportation for most of your "driving" needs and you can reduce your actual driving down to 500 miles a month or less you may qualify for a rather hefty Low Mileage Discount on your car insurance.

If you own more than one car insure all of them with the same company. This will give you a Multi-Policy Discount.

If you're under 25 you can shave 5% off your car insurance premium every month if you just stay in school and earn a Good Student Discount by maintaining at least a "B" grade average.

If you're 55 or over you might be able to save a respectable 10% on your car insurance by taking - and passing - a special driver's refresher course that some companies offer. Ask your agent if you qualify for this discount.

If you belong to any clubs or organizations or groups of any kind ask if they offer group car insurance rates to their members. A surprising number of groups and clubs do.

Can you afford to increase your deductible? Increasing your deductible is a quick and easy way to lower your monthly car insurance premium, but give some thought to this since you will be asked to come up with whatever amount you decide upon as your deductible in cash out of your own pocket if you ever have a claim. Don't offer to pay more than you can actually afford.

The final step is to get online and find 3 websites that make price comparisons of car insurance policies between different insurance companies. Using the information you have learned from this article, carefully enter the same information onto 3 different comparison websites. In this way you will be comparing the price of the same policy from as many different insurance companies as possible here in Alabama.

Now simply pick the company with the lowest price and you're done! You've now compared low cost car insurance in Alabama and you've found the very best deal you can possibly find. You can sleep well tonight and every night knowing that you are saving money each and every month on your Alabama car insurance.

Let neteller work some casino magic

Using the Neteller electronic payment service is rather like working some magic on your online casino experience.

Let's face it, if the whole concept of casino games has been modernized and adapted successfully onto the Internet, then it is only natural that ways of banking should also move online. When the possible access to casino games can be so quick, who has the patience to wait a long time for money transfers to be completed? That's right - no-one. The time has come to check out different options for handling your money online. This time, I will outline ways in which Neteller may enhance your visit to the online casino.

Pay Online with Neteller

First of all, through the use of Neteller you may enjoy a fast and secure method of transferring funds via the Internet. Hands up if you are one of the many people out there who prefers not to put your credit card details on the Internet. I have to confess that I am one of those people! Do not fear - there is a way to play at online casinos, for real money, without using your credit card. To me, using the Neteller service to transfer money and to fund my casino account makes much more sense.

Neteller - Simple and Safe

The main advantage of using such a service is that this enables you to transfer funds safely for services via the Internet without any necessity to give your personal details out to several sites. You can make arrangements once with Neteller and following this all the rest, should be plain sailing. Opening up an account with Neteller is simple and registration is free. Safety is obviously of prime importance as far as money is concerned. Use of this system is managed by unique passwords. Easy access to the Neteller site is possible via the Internet, around the globe.

Neteller have a great customer service option that is available at all hours of the day and night - wherever you are. Multi-lingual staff can provide assistance by toll free telephone numbers, e-mail or a 24 hours live chat help option.

For successful online gaming, you really have to take care of your money transfer worries. Signing up with Neteller has provided me with the security that my money is in good hands. Deposits and withdrawals are possible via Neteller. This means that I can use the Neteller service to deposit funds in my casino account. Not only that, but Neteller can also assist me to transfer my winnings!

This has given me the peace of mind and self confidence to focus on my games, safe in the knowledge that Neteller will be able to handle my online financial requirements safely and quickly.

Neteller no longer accepts online gambling transactions from the USA or Canada. Every where else is fine!

Small business credit card benefits business owners

If you own a small business, you might just have significant monthly expenses that are required in its operation. But in many cases you may not yet have sufficient cash on hand to pay for those expenses. For those reasons, a business credit card or a small business credit card can come in handy, given the benefits offered for business owners in particular. It is a temptation indeed to spend more than one should with a credit card. This lack of control, however, is the primary source of the profits in the credit card industry. If you have the financial insight to manage your money as a business owner, business credit cards could give you the flexibility you need to manage day to day expenses. Business credit cards used with care could be just the thing you need to help you manage your growing business.

One difference between personal and business credit cards is the operation of purchase tracking. Your purchases are tracked under your company name, not your name, and so the marketing offers that you receive for your business would be based on what you have purchased with your business credit cards, not your personal cards. A benefit of this tracking would be that your company would have a business history which may prove to be a great asset.

Another difference is the way expenses are tracked. Your business credit card statement should come with a detailed list of transactions, broken down by type of expense. When you are arranging your monthly budgeting, or your yearly or quarterly financial projections for tax payments, these statements would come in handy when figuring out which expenses should be charged to which accounts, and which expenses are tax-deductible. This will be of significant use when you are managing your money, because you can trace individual transactions, and assign them to various parts of your budget.

Almost 75% of business experts surveyed have asserted that business credit cards and small business credit cards prove to be an easier way to manage expenses than a checking account. Checking accounts require the manual recording of transactions, and when people make mistakes or even forget to record those transactions, unpleasant surprises can turn up in the form of overdrafts. Your monthly statement will include every expense in detail.

Business credit card accounts also have some fringe benefits that personal credit cards do not always have. Your account should include extra cards, if necessary, for additional (trusted) employees, and it may even include travel insurance, both for travel cancellations, and even for accidents that happen to your employees (or to you!) while on business travel. These extra cards will really come in handy once your business starts to grow. If you are the primary decision maker, you often have several crucial decisions to make at once, and you are often involved in many elements of your business at one time. If you have purchases that are routine, having other employees who are authorized to make those purchases will free up a lot of your spare time. Since your business credit card would come with detailed expense tracking, you would feel the comfort of delegating these sorts of purchase decisions to others, leaving you more time to focus on growing your business.

As we progress into the information age, these detailed statements are now available online for your use in the comfort of your own office or home. Using the right accounting software, you could merge your online statements with your existing account files to automatically match expenses with budgeted accounts. Why pay an accountant to sit and match those expenses up when you can use a software package would do the same job at half the time and cost probably a lot less than the salary of an accountant? All you need to do is monitor the online merge process periodically.

And so we see how simple it can be for any small business to streamline its financial operations overnight. A small business credit card could end up being not just a source of financial flexibility, but also a surrogate accountant. Why not let the credit card company cover the overhead associated with tracking and sorting financial expenses? When you figure in the other benefits of a business credit card, such as bonus frequent flyer miles for airlines, or from rewards that come with cash rebates for purchases, the advantages of business credit cards begin to standout substantially. These benefits are available to any small business owner. The key is to remember to pay your balance and your fees in a timely manner, so that your credit rating as a business remains strong.

Goals on the wall

Surprisingly few people regularly make lists of their goals and even fewer put their lists where they can see them. This article suggests that it is worth doing both. It also takes a look at the life goals of Minnie Driver and Genghis Khan.

A lot of money was once paid for the following famous goal setting advice given to a rich businessman:

Each night make a list of 6 things you need to do tomorrow and list the 6 tasks in order of priority. When tomorrow arrives, start on the first task and complete it. Then move on to the second task. If you don't finish all your tasks add the unfinished ones to your list for the next day.

Goals could be listed for each day, each week, each month, each year and for life. You could even make lists for each project you are working on.

Recently, Minnie Driver, the singer was asked: "What drives you?" She gave a thoughtful reply:

• To live fully - to pursue every gift I've been given.

• To think what am I going to bring to this day as opposed to what I am going to get from it.

• I want to have kids and live by the sea and write records, have a great partnership with someone and maybe do some teaching.

Very few people could have come straight out with such a clear life mission statement. Minnie is going to make the most of her singing talent and give rather than get. She wants kids and wants to live by the seaside and so on.

Ask yourself what the main goals of your life are? Could you come up with a great list like Minnie Driver's if someone put you on the spot? Do you plan:

• To become all that you can become?

• To help others become all that they can become?

• To live an extraordinary life?

• To help humans, animals and even insects?

• To see the wonders of the world?

• To love your neighbour as yourself? etc. etc.

It is worth making a list and revising it regularly. You can always change your mission statement or list of life goals whenever you wish to. In the mean time life goals will give you a guiding light for much if not all of your life.

However, goals are soon forgotten unless you look at them and revise them regularly. Some people put their list of goals on post it notes and stick them on their computers. Some buy computer software that will parade their goals across their computer screen.

I put my goals on the wardrobe to my right where I can look at it all day. This reminds both my conscious and subconscious minds to focus on the goals. They are thus much more likely to be completed. They will also be finished with much less conscious effort.

Try sticking your goals list somewhere prominent where you have a bit of space. My walls are already covered with A4 sheets of things I need to remember so my wardrobe is the only space left.

One of my goals on the wardrobe list for today is to finish this article. I now have the satisfaction of crossing it off my list and moving on to my next goal which is to prepare for a class I am teaching this evening.

We all need to get a move on with our goals before our time runs out. Genghis Khan's life goal was to conquer the whole world. In the end he conquered a huge space twice the size of the Roman Empire but he died too soon to fulfil his life mission. At the age of 65 on his death bed he said:

"I have conquered for you a large empire but my life was too short to take the whole world. That I leave to you."

Even after death, the power of his goal lived on.

His sons doubled the size of his empire. They invaded Russia, Poland and Hungary but as the Mongol armies approached Vienna in 1242, Ogodei Khan, the son of Genghis died and all his armies went back to Mongolia for his funeral. They did not return to Europe.

A century later his empire began to crumble. However, genetic studies suggest that 1 in every 200 men on the planet today are genetically related to Genghis. Some goals will never die!

What do Minnie Driver and Genghis Khan have in common? They both set themselves clear life goals. The resemblance stops there. Minnie Driver's goals are much, much greater than the goals of the Universal Ruler - Genghis Khan.

A guys s painless guide to engagement pt.1

So you’ve finally gone and done it. You proposed. And surprise…she actually said yes!

After you pick yourself off the floor from from sheer disbelief after her actually saying yes, you suddenly realize that a whole bunch of things have been set in motion. Your beloved is now in her own world, and she is in a planning frenzy. All you can do is look with slack-jawed amazement as your future wife talks to friends, picks flowers, reads countless books, and engages herself in the duties of being an engaged woman.

I know all about it. It’s happened to me twice. So besides staying out of the way (it is HER day after all, don't forget that), what do YOU do as a future groom? Where do you begin? What’s the first step? What things in planning this wedding should the both of you do equally?

Let me share a few quick thought about that from a groom’s perspective. After all, even though this is a wedding for you both.

There's not much we as guys really care about with weddings, except making the bride happy. Outside of that, we're not really concerned with much else. I really didn't care if the flowers were pink or green, and I didn't have a "vibe" about who should shoot the pictures. But there are siome things, when it comes

One thing that I would suggest is that you nail down your tuxedo style. Do it quick, before your beloved gets her inset ideas about color and bridesmaid’s dresses. If you don’t, you’ll be finding a tux to match her style, not your own. At the very least, by choosing the tux first, she’ll have to consider your style. And you REALLY don’t want to wear a PINK cummerbund, do you?

Another thing: Get a GOOD ring. You’ll save money in the long run, I promise you. Wedding-Day-Planner. com has a wide selection of wedding rings in different sizes, styles and price ranges. I’ll say it again, GET A GOOD RING. There’s nothing worse that paying money for a ring, then having a diamond fall out because the setting wasn’t done right.

You’ll be out of that money, as feel like a idiot for flushing money down the drain. I’ll say it for the third time, because men and hard of hearing: GET A GOOD RING.

Accessorize for less. Yes, guys, there is more to this that renting a tux. Once again, I suggest Wedding-Day-Planner. com. They have tons of items, over 12,000 of them, from rings to ties to chocolates. They operate in conjunction with Amazon. com, so the service is great, and you can most stuff in 1-2 days. You can’t beat that, and it’s better than traveling from one wedding store to another. Shopping’s painful enough for us guys.

Check out the store, you’ll probably get some cool ideas that she’ll like.

And I’m not just the owner, I’m a client.

And one last thing, guys: relax. The hard part is over, you’ve asked the woman that makes your heart jump out of your chest to say yes to you, and she has. Sure, the preparation may drive you nuts at times, but remember, it’s HER day. And it’s all about making her happy. Because when Mama’s happy, everyone else is happy. Including you.

Welcome to marriage, guys. It’s really good, I promise. You don’t have to plan everything, that’s what she does. But when you have your say, it makes it clear that you’re in this with her. And that you’re in it for life. And that, it the end is all she really wants.

Wisconsin real estate making the dairy land look good

Wisconsin Real Estate – Making The Dairy Land Look Good

It might surprise you, but Wisconsin is home to one of the highest rated and most in demand towns in the United States. More and more people are starting to realize the Dairy Land is a good place to live.

Wisconsin Real Estate – Making The Dairy Land Look Good

Wisconsin likes to promote itself as America's Dairy Land and it isn't far off. The state has a strong rural, farming influence. This leads to friendly people and communities living at a pace of life you will not find in more stressful states such as New York and California. Wisconsin, however, does hold a gem of a small city within its borders.

Madison is the capital of Wisconsin and home to the University of Wisconsin. A sleepy college town for years, Madison has long offered a great way of life. National publications started noticing it a few years back and it is regularly listed in top 10 rankings for desirable places to live in the United States. The reputation is well earned as Madison manages to have all the amenities of a large city while maintaining a small college town field. Madison gets a big thumbs up from us.

If you prefer living in larger cities, Milwaukee is as big as it gets in Wisconsin. It is located on the shores of Lake Michigan and is roughly 90 miles from Chicago, a city with which it maintain a natural rivalry and love-hate relationship. Over the last few years, the city has undergone major redevelopment and upgrades which is making it an attractive place to live after long periods of stagnation and decline.

The Wisconsin real estate market is vibrant and compares with any in the country. A single-family home in Madison will set you back roughly $160,000 while the same home in Milwaukee will run you roughly $110,000. Appreciation rates are a steady six to seven percent across the state.

All and all, Wisconsin offers a both a good place to raise a family and real estate market you can afford. The Dairy Land has never looked so good!

More aware of diabetes-heart disease link

With diabetes on the rise, doctors are extremely concerned about associated risks such as heart disease and stroke, which together kill two out of three people with diabetes. Fortunately, a recent study indicates that more people with diabetes are making the link between diabetes and their increased risk for heart disease and stroke.

According to a 2005 awareness survey conducted by the American Diabetes Association (ADA) and American College of Cardiology (ACC), 45 percent of people with diabetes understand their increased risk for heart disease, which is up from 35 percent in 2001.

Experts believe even more awareness is needed, however. The ADA and ACC continue to work together to share important information, tools and resources to encourage people with diabetes-and health care providers-to learn more about the impact of diabetes on the heart.

Other findings from the 2005 ADA/ACC awareness survey show:

• 69 percent know they may develop high blood pressure (38 percent in 2001).

• 64 percent know they are at risk for cholesterol problems (37 percent in 2001).

Importantly, more people with diabetes are talking to their health care providers about managing diabetes comprehensively:

• 45 percent of people with diabetes now have a goal for blood glucose levels (30 percent in 2003).

• 57 percent have a goal for blood pressure (34 percent in 2003).

• 61 percent have a goal for cholesterol (34 percent in 2003).

These figures are encouraging, but awareness may not be moving fast enough to keep pace with the growing prevalence of diabetes.

Recent statistics indicate diabetes has risen by over 14 percent since last estimates in 2003. The need for increased education and awareness about the link between diabetes and heart disease is now more critical than ever.

Armed with the best information, people with diabetes can properly manage their diabetes, understand their risks for complications such as heart disease and stroke, and take action to live a longer, healthier life.

Free printable baby shower invitations the complete guide to free shower invites

Free printable baby shower invitations are a great option that you can turn to to save money when planning a shower. The Internet offers free invitations (in image format of. jpg or. bmp file extension) that you can download to your computer. Below is a guide on how to use them.

-At the webpage, click the link to download a file or a group of files (zipped) containing the baby shower invitation design.

-With the help of a picture-viewer software, open the file. If you downloaded a group of files, you may need to unzip them to show the individual files and choose one that is suitable for your baby shower theme.

-The common invitation card size is a fourth of a letter-sized paper. However, most printable invitations are laid out using the full letter-sized paper for one card. Such is the case because the page is divided into four equal parts, and eventually folded to form a ј-sized invitation card.

-Looking at the page, some layouts have a demarcation line to divide the page into the four parts. If the one you downloaded does not have a dividing line, don’t worry, you can still assemble it easily.

-The upper left portion of the page is the front of the card. This is where the main design of the card is placed. You may notice it is inverted as laid out and when printed. This is normal, as it will become upright after assembly.

-The lower left portion of the page is the left inside of the card and is blank in most cards.

-The lower right portion of the page is the right inside of the card. In some sites, the free baby shower invitations would have poems printed on this part. Others leave it blank to allow you to add the details of the party.

-The upper right portion of the paper serves as the back of the card, where the website address where the card was downloaded from is printed.

-To assemble the card, fold the paper crosswise in half and then fold again in half, reducing the paper into a fourth of the original size. At this point, the inverted printed design has become upright and assumed the front of the card. For a tidy assembly, glue the edges of the card together.

If you are more computer-savvy, you can customize what you have downloaded. In this case, use free photo-editing or desktop publishing software. With the help of the software, add text to any part of the card or add other pictures in tune with your baby shower theme. Give the invitations a paid-look by printing the details of your baby shower, instead of writing them by hand. Just make sure to keep the credits at the back, as this is still mostly the website’s work and not your own.

Here’s one last tip to add zing to your free invitation: use special paper instead of white bond paper. There are a variety of letter-sized specialty paper of different textures, colors, thicknesses and scents! To complete the custom-look, buy matching envelopes.

Whether you are holding a formal, elegant dinner or a laid-back, unfussy brunch, add excitement to your baby shower without spending a fortune. Use free printable baby shower invitations to fascinate your guest while anticipating the arrival of your bundle of joy!

Is there money to be made working at home online

Surveys, eBay, internet marketing, affiliates, telecommuting, service and product websites; are all unique opportunities for you to make money online. If you ask the question: Is there money to be made working at home online, the answer is an unqualified yes.

Surveys offer you a chance to earn extra income, albeit, not enough to supplement an income but certainly offers you an opportunity to accrue a bit of cash. eBay is another means by which you can make money online. Perhaps you have items in your home you wish to sell, or have collected baseball cards and wish to sell them. There is definitely money to be made on eBay. They offer tutorials and guides to assist you in every facet of selling online. Internet marketing, which is probably the most popular method to obtain money today; while difficult, is nonetheless a lucrative endeavor. You may have seen ads promoting services or products by internet marketers who boast earnings well into the millions. Affiliate marketing is another area in which you can derive commissions by linking to other sites.

Telecommuting is another popular method for making money online. While companies are looking to decrease their expenditures, more and more of them are advertising work at home jobs in areas such as: data entry, typing, transcription services, customer service, virtual assistants, administrative, secretarial and many other service oriented positions. There are websites specifically devoted to work-at-home moms, for example, who offer invaluable information on how to make money working online. These sites are filled with a plethora of information designed to help moms find jobs in all areas of the corporate sector. These sites are run by women who take extraordinary care in researching companies; offering tutorials on start-up businesses; message boards; and incorporate any and all tools needed for anyone to be able to work at home and online.

Search any of the working at home online websites and you will be bombarded with links to everything from surveys; product sales; auction sites; and software tools guaranteeing monetary success. You need to research the area you are most interested in, and determine the legitimacy of the websites in question, then proceed from there. Stay away from sites who ask for a fee. You should not have to pay a dime to apply for any position.

If you are proficient in internet technology and have a product or service website, you can certainly achieve success in this field as well. There is money to be made working at home online. Begin with researching the various legitimate sites available online. While there are no guarantees, you will certainly make the necessary connections which will eventually yield results.

Forex brokers are they worth the fees

Forex trade brokers help you to make trades on the Forex markets. If you feel timid about making your own trades you can hire one of the experienced brokers. There are several companies who provide brokerage services for Forex transactions. Some only accept clients with deep pockets, but you can find many who service clients with various investment portfolios.

Traditionally, brokers act as links between buyers and sellers. If you have a product to sell, for example, a broker will find potential buyers for a small fee. Similarly, Forex brokers buy and sell currencies in behalf of their clients and pocket a small fee.

Although there are likenesses between Forex markets and equity markets, the main difference is that, typically, Forex trade brokers do not work solely on a commission basis. Rather, brokers base their earnings on the spread.

The spread

The spread is the difference between the price of a currency from when it is bought and the price it would fetch when it is then sold. Often referred to as the "pip", this spread is the smallest price percentage increase in a chosen currency.

Although most banks offer currency trading brokerage alternatives, usually their fees are comparably higher than most dedicated Forex brokers. Also, their response times are traditionally slower than other brokerages.

To realize big profits in foreign exchange trades, you should choose Forex brokers using a comparison of fees charged and rapid response times. Because of the speedy changes from one country's currency exchange to another, often timing plays a far more important role in a profitable trade than do brokerage fees. However, you should pay attention to the fees brokers charge because they do affect how much profit you will have after the trade closes.

Internet Based Training

The latest development in the Forex brokerage business is brokers offering Internet based trading opportunities and modules to consumers with technological advances geared to online trading. Simply by having access to a computer with an Internet connection, you can begin trading in the Forex

markets.

Online Forex brokers usually help newcomers by providing free demo trading modules where they can practice making Forex trades in a virtual setting. Once the trainee becomes familiar with Forex trading procedures, they can then go "live" and make real trades.

Select a Broker

When selecting a Forex broker, it is important to find out how they charge for their services. Most Forex brokers broadcast live or delayed prices via their Internet web pages so the investor has the opportunity to compare the spreads.

It is important to know whether the posted spread is fixed or variable. Although you may consider variable pips an attractive alternative during a quiet market, most brokers widen the spread during busy market times. This means the investor will only realize a gain on the money he invests when the market is favorable.

So, obviously you have many things to consider when you decide to look for a broker. But the main focus of your decision would depend on how much money you have to invest.

Auto loans are great ideas

Auto loans are great ideas to purchase a car, but wise shopping is required with these products too. There are areas where you can be ripped off in auto loans where you need to be careful about. To avoid future shocks make a purchase after a study that has given you all the information to make the best of auto loans.

Credit scores are undeniable areas that can dominate the scene of auto loans. If you have a good credit score you need not in the most case fear the interest rates. But chances are very high to be charged with illegitimate interest rates if you have bad scores. Bad scores lead to high interest rates for auto loans or any other loans, but there can be nasty and unruly hikes with bad scores that can be avoided if little caution is employed.

To make sure you just borrow what you need from auto loans you can sell your old car and use that money in the purchase to contribute to a big down payment thereby reducing the need for less money as a loan, which mean less interest rate and less EMI!

Getting a used car which has at least a couple more years of manufacturer warranty can get you better loan amounts. Lenders do not lend more margins if the vehicle is very old or has exhausted the mileage or has undergone a road hit and repair previously. You need to scrutinize the insurance records of the car to make sure of the repairs that it has undergone.

You can get some better deals with auto loans in terms of less interest rates if you negotiate with the lender directly; however, if you are going to let the dealer shop the loan for you, he is going to add some commission price in to auto loans making it a bit high for you.

You need to be very sure to just accept the EMI that you can afford. If the lender is not agreeing you can get it from someone else; never feel pressurized to close an auto loans purchase fearing that someone else may not give you a loan. Be patient to find the best and affordable from the many auto loans lenders.

Compare auto loans by using the loan repayment calculator. Read reviews and get some expert help before finalizing the car rate and the auto loans interest rate!

Gain extra seating with bar stools

Today’s kitchen can become a complete entertainment center thanks to a sleek kitchen and bar furniture, including a breakfast area with a stylist breakfast bar and bar stools. Many people remodel their kitchens to accommodate a small bar area where they can grab a bite to eat before work or entertain friends with cocktails at a dinner party.

The kitchen has become more than a place to cook due to new technologically advanced appliances and less traditional furniture. Space-saving appliances such as ovens and microwaves combined not only reduce cooking time but save a lot of space too.

With more space, smart homeowners have more space to accommodate an additional seating area to satisfy their entertaining style. It could be another table, a counter with stylish bar stools, or even a couple of lounge chairs.

If you decide to create a little bar area in your kitchen, you need to find the best location for it. Many people disassemble one wall and install a bar counter instead, or leave two pillars and a four-foot riser to be used as a counter. The bar area should not block the traffic in the kitchen. That’s why the best location for it is near the wall, or if that’s not possible, then on an island in the middle of the kitchen.

A bar counter in the middle of the kitchen requires some space around it for comfortable seating and allow the kitchen to function properly. Don’t fall prey for tricky salespeople who may try to sell you a counter with cabinets bigger than your kitchen can accommodate! The access corridor around the bar area should not be less than 3 ft wide.

Luckily, contemporary bar stools require much less space than their traditional counterparts usually seen in restaurants and pubs. Bar stools for home use are much lighter and more artistic in color and style. Since people spend less time at their home bar than behind a table, contemporary bar stools are usually backless or have a very low ergonomically designed back. The most popular ones are swivel, with sturdy legs. Contemporary bar stools can be made of aluminum, fiberglass, or metal.

There are many bar stool options available on the internet. Customers can choose specific heights, colors, wood color and type and seating fabrics for bar stools creating full custom sets. Customers can also choose from free samples of fabrics and other upholstery types, finishes and wood samples. This way, you can have a set of bar stools to perfectly match your current home style. There are web sites that allow you to send in your own fabric to be used as upholstery for the bar stool set.

A great finishing touch to your bar area is to install a radio or small TV in to watch while you cook, eat a quick meal or relax over drinks.

How to stop migraine headaches now

"The good news is I feel much, much better after taking the course you prescribed and I thank you very much for your help and advice”…?

They are a common type of chronic headache. They most commonly occur in women and usually begin between the ages of 10 and 46. In some cases, they appear to run in families.

Migraine is the cause of 20 per cent of all headaches. This type of headache occurs when blood vessels of the head and neck constrict, resulting in a decrease in blood flow to the vessels. Migraine is usually experienced as a throbbing pain on one side of the head with an associated feeling of sickness and sensitivity to light and sound. Migraines are known to affect more women than men and are often chronic. Below are some of the factors that have been identified as being associated with migraines

Do you have?

· Throbbing, pulsating feeling usually worse on one side of the head.

· Pain may be dull or severe and often begins in the morning, gradually worsening in an hour or so.

· Pain may be accompanied by other symptoms such as nausea, vomiting, vertigo-like feeling and visual disturbances.

· Sensitivity to loud noises and light.

· Commonly lasts from a few hours to one or two days in some cases.

You must be observing a fact that in last several years, despite the fact that you are taking regular medication as per your doctor’s advise, your dose must be increasing and with this instead of reduction of your problems they must be increasing or getting complicated. While correction of the problem the essence is not to just control this health problem but the Detoxification, rejuvenation and Chelation of body and correction of the deep-seated health problem.

But after learning about your health use blended dietary supplement using the extracts from the precious range of proven, rare exotic organic herbs, and other natural sources from all over the world to suit your health needs particularly. It will contain oral supplements to cleanse and rejuvenate your body and skin to make it fit and energetic; all this will enhance your confidence in life with several folds. The results are excellent as the herbs are not restricted to one country but are a combination of best possible herbs from all over the world. For More click here.

Creating microclimates to facilitate growth

Many gardeners live in areas where almost anything can grow effortlessly. Just plant the seeds and water it for a few weeks, and you’ve got a 10-host. com beautifully lush plant. But if you live in somewhere like Colorado, you’ll understand what its like to have a slim selection of plants that naturally grow. It can be quite a challenge to facilitate the growth of a large variety of plants, especially when the very world you live in seems to be rooting against you.

Some people solve this problem by loading up their plants with every type of chemical and fertilizer known to man. This usually works, but to me it seems kind of unnatural to rely on man made materials to keep your plants alive. Also, if I’m growing fruits or vegetables, I don’t feel very comfortable eating something that is entirely composed of chemicals.

A gardening theory that I have relied on in the past to grow many types of plants is that of creating a “microclimate” for each type of plant. This is when you regulate the sunlight, shade, moisture, and wind factors for each separate plant. It sounds like a challenge, and it is. But you can regulate these factors in such a way that the plant feels just like it is in the ideal growing conditions. This can be achieved by the use of wind barriers, shading umbrellas, extra water, or different types or amounts of compost.

If you’re ready to make an attempt at creating microclimates, you’ll need to make a detailed plan in advanced. You should start by finding a large shade providing bush or tree that will grow fast and naturally in your area. Just look at some undeveloped plots of land and see what is there. Most likely it grew on its own without any planting or care. This is what you want to happen. Usually the growing of one plant can bring about the growing of another more desirable plant.

If you have a fence in your backyard (you would be surprised at how many people don’t) then you already have a good amount of shade to work with. You can start the microclimate process using just the shade of the fence, combined with (perhaps) a screen or large bush to shade your new plant for the other half of the day that the fence doesn’t take care of. The fence is also useful for shading against wind for very fragile plants.

Once you have established the shade, be it natural or unnatural, you have created a slightly less harsh miniature environment. You must remember this is a gradual process, and find a new plant to put in the shade of the other one. Now your choices are a little more open. You don’t have to go with a rugged plant like the one you did before; you can now choose a plant that survives in cooler weather.

If the plant you are trying to grow next requires more moisture in the air than your area provides, installing a fountain or small pond can fix this problem due to the evaporation. You may think you don’t want to waste water on a pond or fountain, but it’s all going toward the betterment of your garden. It’s just like the watering process, only indirect. As an added benefit, usually fountains are quite aesthetically attractive and a great addition to your garden.

I can’t explain every stage of the process, because everyone’s goals and setups are slightly different. But to reach your goal, you should do research on every plant that you would like to have in your garden. Find out everything you can about the zone that it flourishes in, and ask yourself how you can emulate that zone within your own backyard. Almost always you can take control of the environment and recreate whatever you wish. Usually all it takes is some planning and strategy.

Texas holdem 4 betting structures explained

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Even though the United States have made it illegal to gamble online, poker keeps on gaining popularity through the different tournaments that are shown on television such as the World Series of Poker by ESPN. This created a problematic situation: while players claim that poker is not a game of chance, the US government decided that it is.

For a few weeks, panic erupted in the poker world as rumors spread like bushfires that this ban would stop all tournaments. But this proved to be untrue. In fact, because of the online gambling ban, the popularity of tournaments only increased. And in most of these tournaments, the favored game is Texas Holdem.

This article focuses on those planning to take what was once their online casino pastime to a poker tournament close by. You will need to follow some basic betting structures, and we describe these for you. Even if they seem difficult to follow, don't worry. Just practice these at home with friends and you will soon learn the flow of these wagering structures.

Note: Remember that all the games rely on a basic maximum and minimum wager, and all the betting structures should be understood accordingly. Keep in mind that each game has a set limit that is fixed before the game commences. Once begun, the limit remains unchanged until the end. Note also that the tournament organizers or the casinos are those that decide these limits.

1) Structured Wagering Limit:
This means that there are two limits you play to. During the first two rounds, you place wagers according to the lower sum, and then you start betting according to the higher amount set. When you find a game called according to two amounts such as 4/8 dollar limit, then, it means that this game will be played according to the structured wager. Another thing to remember when entering such poker games is that you can only place four wagers each round and not one more.

2) Spread Limit Wager:
Here, you are free to place wagers in a pre-set range and you don't have to place fixed bets. When you find that the limit is within a range then it means that you have found a game that will be played according to the spread limit. Examples are games which can be played between a range of twenty to a hundred dollars. Note that such games do turn out to be expensive because some might bet according to the high limit. Another variation of the spread limit bet is to have a range of four wagers. What this means is that there is a certain amount you can bet for the round before the flop, for the round on the flop, and on the round after the flop and a certain amount for the river.

3) Basic Pot Limit Bet:
In such Texas Holdem games labeled as being played according to the basic pot limit, what it means is that you can place wagers anywhere between the amount that is the big blind and the total size of the game pot. Here too, take note that games such as these can result in high cash pots.

4) No Limit Betting:
This is the one version that pulls in the high rollers from all over. Here, there is not limit at all one how much you wager or raise. Note that unless you are a high-roller or unless you have a tremendous amount of experience playing Texas Holdem at tournaments, stay clear of such games.